Go to IFCU’s Calculators page to find lending tools.
As of January 8, 2024
Rates and terms subject to change without notice.
| Product | APR* | Available Terms |
|---|---|---|
| New Autos, SUVs, Trucks, Vans | AS LOW AS 5.49% APR* | 3-7 year term |
| Used Autos, SUVs, Trucks, Vans | AS LOW AS 6.99% APR* | 3-7 year term |
| Recreational Vehicles Up to 5 years old. 90% loan to value. Includes boats, motorcycles, camper trailers, jet skis, snowmobiles and more. |
AS LOW AS 6.00% APR* | 4-15 year term |
Final rate is based on credit worthiness and term of the loan. Maximum vehicle loan includes tax, title, license, Mechanical Breakdown Insurance, Credit Life and Disability Insurance and GAP Insurance. Not all members will receive the lowest interest rate. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. All rates and terms are subject to change without notice. Ask about discounts available of 0.25% for automatic payment and 0.25% for direct deposit into Interfaith FCU checking account.
| Product | APR* | Available Terms |
|---|---|---|
| Signature Loan | As low as 8.99% APR* | 1-5 year term |
| Share Secured Loans Available Share Balance ($500 minimum) |
5.00% APR* | 2-10 year term |
| Certificate Secured Loan 100% of Certificate ($500 minimum) |
Certificate Rate + 3% APR* | 2-10 year term |
Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Certain conditions and restrictions apply; your rate may be higher. Final rate is based on credit worthiness. All rates and terms are subject to change. Not all members will receive the lowest rate. Signature loans can qualify for discounts of 0.25% for automatic payment and 0.25% for direct deposit into Interfaith FCU checking account.
| Product | APR* | Available Terms |
|---|---|---|
| Shared Secured Visa** | 13.10% APR* | Revolving / $500-$5,000 |
| Visa Classic** | 16.00% APR* | Revolving / up to $10,000 |
| Visa Platinum** | 11.75% APR* | Revolving / up to $25,000 |
| Church/Business Classic** |
17.50% APR* | Revolving / up to $10,000 |
| Church/Business Platinum** |
7.99% APR* | Revolving / up to $50,000 |
Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Certain conditions and restrictions apply; your rate may be higher. Final rate is based on credit worthiness. All rates and terms are subject to change. Not all members will receive the lowest rate.
**No annual cash advance or balance transfer fee. Minimum monthly payment is 2% of outstanding balance or $25.00. Twenty-five day grace period on purchases.
Mortgages and home equity line of credit (HELOC) available. Contact Mortgage Specialist Rebecca Lomonaco at lending@InterfaithFCU.org or call 800-245-0433, ext 224 for current rates.
