Visa Credit


Classic Visa©
Designed for first-time borrowers, and for re-establishing credit.
No Annual Fee
$10,000 maximum credit limit
25-day grace period on purchases
Worldwide acceptance of VISA
$250,000 FREE Travel Insurance
No Balance Transfer Fee
No Cash Advance Fee
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Student Classic Visa©
Designed to help college-bound students establish solid credit.
No Annual Fee
$1,500 maximum credit limit
25-day grace period on purchases
Worldwide acceptance of VISA
$250,000 FREE Travel Insurance
No Balance Transfer Fee
No Cash Advance Fee
View Rates
Platinum Visa©
Designed for our most established members with impeccable credit.
No Annual Fee
$25,000 maximum credit limit
25-day grace period on purchases
Worldwide acceptance of VISA
$500,000 FREE Travel Insurance
No Balance Transfer Fee
No Cash Advance Fee
View Rates

Little Chip. Big Protection.

New EMV Chips are coming soon to all UMFCU Visa Cards.

 Learn more about EMV Chip Cards here.

To apply for your UMFCU Visa® Card, log in to our eBranch to fill out an application and get instant approval! If you are new to UMFCU’s eBranch, give us a call at 1-800-245-0433 and we will help you set up your account.

You may also download and print an application here, and then mail it in or bring it to your local branch.