Regular Share Account

This type of account is broken into different tiers. You can also earn higher dividends based on the balance you keep in your account. Rates vary monthly and are compounded and credited monthly as well.

Money Market Multiplier Account

The minimum balance in the Money Market Multiplier is $2,000 and dividends are compounded and credited monthly. Write up to three checks per month and make three transfers per month.* You may make transfers from other UMFCU accounts via telephone, e-Branch Internet Banking, Phone Express or automatic transfer. *A $15 fee will apply to minimum balances below $2,000 or if more than six transactions occur during any one month period.

Extreme Saver Youth Account

This account is designed for kids up to 18 years of age, to teach them the importance of financial responsibility. They’ll also love knowing they have money! Requires a minimum amount of $5 to open and there is no membership fee. Youth accounts earn a higher rate of interest than our regular share account and dividends are paid monthly.

Christmas Club

Save for the holidays every year. Designate a specific monthly transfer amount from another account or add to your club account any time during the year. The paying dividend into this account is usually higher than that of our regular savings account.