Loan Types


Real Estate Loans

Whether you are looking to purchase your first home, refinance your current residence, or tap into your home’s equity with a line of credit, UMFCU can help!

You trust United Methodist Federal Credit Union to provide you and your family with quality products and services to meet your financial needs. We’ve joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto and Homeowners Insurance Program*.

MEMBERS Auto and Homeowners is the property and casualty coverage solution preferred by the most credit unions and their members.

  • Convenient e-service, pay your bill or make changes to your policy, even report a claim.

  • Receive fast, easy access to claims service 24-hours a day.

  • Obtain a free no obligation quote or locate an agent at the local Liberty Mutual sales office.

Click here to find out more

*The MEMBERS Auto & Home Insurance Program is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

Call our Loan Department at (800) 245-0433 ext 207 to find out more about our current low rates.

Looking for affordable homeowner’s insurance? Click here to find out more about how you can save on your insurance as well as your mortgage!


Personal Loans

Whether you just need some extra cash for a vacation, are looking to make some home improvements, or whatever the reason may be, UMFCU offers personal loans with low rates and a variety of terms guaranteed to make your life a little easier.

To apply for a Personal Loan, log in to our eBranch to fill out an application and get instant approval! If you are new to UMFCU’s eBranch, give us a call at (800) 245-0433 and we will help you set up your account.

You may also download and print a loan application here, and then mail it in or bring it to your local branch.


Recreational Vehicles

UMFCU can help you to purchase the boat, motorcycle or other recreational vehicle of your dreams! With low rates and great terms, you can be sure you get the most for your money!

To apply for your Recreational Vehicle Loan, log in to our eBranch to fill out an application and get instant approval! If you are new to UMFCU’s eBranch, give us a call at (800) 245-0433 and we will help you set up your account.

You may also download and print a loan application here, and then mail it in or bring it to your local branch.


Overdraft Protection

Sometimes it happens, and there’s nothing you can do about it. You forget about that check you wrote or purchase you made the other day, and you end up overdrawing your account. Luckily, UMFCU offers you overdraft protection for your accounts so that you don’t have to pay fees if you accidentally overdraw your account.

To apply for an Overdraft Line of Credit, log in to our eBranch to fill out an application and get instant approval! If you are new to UMFCU’s eBranch, give us a call at (800) 245-0433 and we will help you set up your account.

You may also download and print a loan application here, and then mail it in or bring it to your local branch.


Share Secured Loans

UMFCU members can use an existing share deposit as collateral for a low cost secured loan. This loan is a great alternative for short-term borrowing or for members who need to establish or re-build credit.

To apply for a Share Secured Loan, log in to our eBranch to fill out an application and get instant approval! If you are new to UMFCU’s eBranch, give us a call at (800) 245-0433 and we will help you set up your account.

You may also download and print a loan application here, and then mail it in or bring it to your local branch.


Share Certificate Secured Loans

UMFCU members can use an existing share certificate as collateral for a low cost secured loan. This loan is a great alternative for short-term borrowing or for members who need to establish or re-build credit.

To apply for a Share Secured Loan, log in to our eBranch to fill out an application and get instant approval! If you are new to UMFCU’s eBranch, give us a call at (800) 245-0433 and we will help you set up your account.

You may also download and print a loan application here, and then mail it in or bring it to your local branch.