Loan Promotions

Interfaith FCU’s lending focus is helping our members get through these tough times of rising costs, higher interest rates, and inflation. We want to provide products to help you avoid using high-interest credit cards and your cash savings. We are here for you and your family. Whether you need some extra cash for a vacation, are looking to make some home improvements, or whatever the reason may be, Interfaith Federal Credit Union offers personal loans with low rates and a variety of terms guaranteed to make your life a little easier. View our loan rates page here. Go to IFCU’s Calculators page to find lending tools.


Tax Season Loan - 9.99% APR* - $4,000 for up to 18 months

Payable directly to the IRS

Interfaith FCU is here to help when your income taxes are more than expected. Automatic payment and direct deposit to your IFCU checking account required. No credit check for established members (over 6 months) and in good standing with no late payments on any IFCU loan in the last 24 months. One tax loan per member, any previous tax loan must be paid off.

IFCU requires completed loan application and two most recent paystubs or SI/Pension/Investment income statements. Self-employed members will need to provide 2022 and 2023 tax returns and year-to-date financials. To apply for a Tax Season Loan complete, print, and sign this loan application. Scroll to the bottom of this page for secure submission options.

*APR=Annual percentage rate. For this promotional rate you must have direct deposit and auto-payment. Promotion ends April 16, 2024; however, IFCU may terminate or change the terms of this promotion at any time.


For SECURITY of your personal information DO NOT EMAIL completed loan applications. Utilize one of the following:

  • Log in to your account in online banking, then Attach completed documentation to a message using the Support feature, see instructions. The advantage of this method is documents become part of the message archive for that member account, providing repeated access as needed for both the member and IFCU staff.

  • Fax to 909-981-7055

  • Mail to Interfaith FCU, PO Box 60651, Montclair, CA 91763 or your regional office

  • Upload using the secured document portal