Loan Rates


As of 11/17/18

*Rates and terms subject to change without notice.

Vehicle Loan Rates

Product APR* Available Terms
New Autos, SUVs, Trucks, Vans As Low as 3.5% Up to 84 months
Used Autos, SUVs, Trucks, Vans As low as 5.0% Up to 72 months
New RV/Boats As low as 8.25% Up to 180 months
Used RVS As low as 8.25% Up to 84 months
Motorcycles As low as 8.50% Up to 60 months

Final rate is based on credit worthiness and term of the loan. Maximum vehicle loan includes tax, title, license, Mechanical Breakdown Insurance, Credit Life and Disability Insurance and GAP Insurance. Not all members will receive the lowest interest rate. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. All rates and terms are subject to change without notice.

 

Personal Loans & Overdraft Line of Credit

Product APR* Available Terms
Overdraft line of credit 15.9% Revolving
Credit Cards** 12.75% Revolving
Signature Loan As low as 8.5% Up to 60 months
Share Secured Loans 5.00% Up to 120 months
100% of Share Account ($500 minimum)    
Certificate Secured Loan
100% of Certificate ($500 minimum)
Certificate Rate +3% Up to 120 months

Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Certain conditions and restrictions apply; your rate may be higher. Final rate is based on credit worthiness.  All rates and terms are subject to change. Not all members will receive the lowest rate. Maximum signature and unsecured line of credit not to exceed $42,000, per member.

**No annual cash advance or balance transfer fee. Minimum monthly payment is 2% of outstanding balance or $25.00. Maximum credit line is $25,000.00. Twenty-five day grace period on purchases.

 

Real Estate Loans

Real Estate Loans
Call our loan department at (800) 245-0433