Checking


Simpli Checking

Simpli Checking is UMFCU’s no-fee checking account. This account will have a $0 monthly fee as long as you receive e-statements. If you would prefer Simpli Checking, please call us as (800) 245-0433.


Secure Checking*

Secure Checking provides a host of benefits designed to help protect your family and help your money do more, here are just a few: Mobile Banking, Bill Pay, ID Protect® – Identity Theft Monitoring and Resolution Service¹, which includes credit file monitoring, the ability to request a 3-in-1 credit report every 90 days, fully managed resolution services and more.  Secure Checking includes an account fee of $5.99 per month. UMFCU believes this account will provide superior value to you, our member. Click here to learn more about all the benefits of Secure Checking or call us at (800) 245-0433.

*Registration/activation required¹IDProtect service is a personal identity theft protection service available to account owner(s) and their joint account holders.  The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners).  For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s).  For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered).  Service is not available to a “signer” on the account who is not an account owner.  Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students.
Insurance Products are not insured by NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any credit union affiliate.