(800) 245-0433 PO Box 60651, Montclair, CA 91763

UMFCU Church Program

We understand your special needs, and we’re here to serve those needs.

United Methodist FCU understands the special needs your church or affiliated organization has regarding banking relationships. We know how important it is for you to maintain good stewardship and not waste this money on bank fees. We specialize in Church accounts and many churches already save on a monthly basis by banking with us. Plus, we offer many of the same services your bank offers…just at a lower cost to the church or organization.

Why Us?

United Methodist FCU provides churches with a professionally managed, federally-insured financial institution. Member-owned by United Methodists and run by people who understand your church’s unique needs.

Church Savings, Money-Market, and Certificates of Deposit

We offer a range of Church accounts designed to meet the savings needs of the Churches. To become a member with United Methodist FCU, you must first open a regular savings account. This establishes your membership with the Credit Union and allows your church to take advantage of the many products and services we offer. Plus, we offer higher rate Money Market and Certificates of Deposit accounts to meet your special needs such as congregational development accounts, building funds, etc.

Church Checking

The core account for our Church Corporate Program is our Church Checking account. Designed specifically to meet the special depository and transactional needs of your church, this checking account offers liquidity, accessibility, and all the convenient services your church requires for their main checking account – and with no analysis fees or other fees usually associated with other banks. Plus, your church checking account will earn a dividend every month on average daily balances of $500 or more.

UMFCU is an excellent place for your church’s or other church-related organization’s corporate accounts. We provide church accounts with a professionally managed, federally insured financial institution. UMFCU is member-owned by Methodists and operated by employees who understand your church’s unique needs. Your corporate account can be a regular share account, a money market account, a certificate account, or any combination thereof.
For more information, call us at (800) 245-0433 and ask for your conference’s business development officer:

Ted Ramirez is your contact if your church or organization is in the California-Pacific, California-Nevada, Pacific Northwest, or Oregon-Idaho, or Alaska Missionary Conferences.

Ben Sarracino is the contact for the Desert Southwest, Rocky Mountain, and Yellowstone Conferences

Click to the link to view our Church Deposit Account Rates!

Fill out our Church Membership Application Online!


New Auto Loans

as low as

2.99%APR*


Used Auto Loans

as low as

3.25%APR*


New RV/Boats

as low as

7.50%APR*


VISA® Classic

as low as

15.40%APR*


VISA® Platinum

as low as

10.60%APR*


Regular/Special Share

Dividend Rate

0.05%APY*


Youth Share Account

Dividend Rate

0.10%APY*


Christmas Club

Dividend Rate

0.10%APY*

* APR = Annual Percentage Rate. APY = Annual Percentage Yield. All rates are subject to change without notice. See applicable disclosures on rates page.