(800) 245-0433 PO Box 60651, Montclair, CA 91763

Share Secured Loans

UMFCU members can use an existing share deposit as collateral for a low cost secured loan. This loan is a great alternative for short-term borrowing or for members who need to establish or re-build credit.

Click here to View Rates.

To apply for a Share Secured Loan, log in to our eBranch to fill out an application and get instant approval! If you are new to UMFCU’s eBranch, give us a call at 1-800-245-0433 and we will help you set up your account.

You may also download and print a loan application here, and then mail it in or bring it to your local branch.


New Auto Loans

as low as

2.99%APR*


Used Auto Loans

as low as

3.25%APR*


Church Loans

as low as

3.50%APR*


VISA® Classic

as low as

15.40%APR*


VISA® Platinum

as low as

10.60%APR*


Regular/Special Share

Dividend Rate

0.05%APY*


Youth Share Account

Dividend Rate

0.10%APY*


Christmas Club

Dividend Rate

0.10%APY*

* APR = Annual Percentage Rate. APY = Annual Percentage Yield. All rates are subject to change without notice. See applicable disclosures on rates page.