(800) 245-0433 PO Box 60651, Montclair, CA 91763

GAP and MBI Information

Guaranteed Asset Protection (GAP) and Mechanical Breakdown Insurance (MBI) are extremely useful tools that can help new and used car owners to save substantial amounts of money in the event that their vehicle breaks down outside its warranty or is totalled when its value is less than the amount owed.

Just click here to find out more about these policies and how you can elect coverage through United Methodist FCU.


New Auto Loans

as low as

2.99%APR*


Used Auto Loans

as low as

3.25%APR*


New RV/Boats

as low as

7.50%APR*


VISA® Classic

as low as

15.40%APR*


VISA® Platinum

as low as

10.60%APR*


Regular/Special Share

Dividend Rate

0.05%APY*


Youth Share Account

Dividend Rate

0.10%APY*


Christmas Club

Dividend Rate

0.10%APY*

* APR = Annual Percentage Rate. APY = Annual Percentage Yield. All rates are subject to change without notice. See applicable disclosures on rates page.